1) Save For Purchases Instead of Using Debt
Proverbs 22:7 tells us that we are slaves when we are in debt. We discussed how not all debt is necessarily bad (for instance a home mortgage). However we talked about the fact that if you can save up for a purchase then it is best to delay owning it and making a sacrifice until you can actually afford it.
2) Save Instead of Hoard
Proverbs 11:24 tells us that if we hoard money (holding without need) will only leave us wanting more. We should save for purchases as discussed in point #1, as well as for emergencies. Genesis 41 we read that Joseph had them store up during for the years of famine. We learn here a great example of how we should save and that it is completely different from hoarding.
Proverbs 28:27 gives us a stern warning about giving. We hear in church often about giving a tithe which means 10%. We discussed how this is actually a good starting point but Jesus encouraged to give more. In Mark 12:41-44 the widow only had two coins to give, but she gave all she had and gave from her heart. On the other hand the pharisees were giving out of their excess. We have to learn the importance of giving sacrificially.
4) Don't Seek Being Rich
Today most teens want to grow up to be rich and famous. Proverbs 23:4-5 gives a stern warning regarding seeking riches since money is only a temporary thing. Getting rich should never be your goal in life. God may choose to bless you with riches, but you should not spend much time dwelling on the thought of it. You might have to wear yourself working hard at times to provide for your family, but you should never wear yourself out working hard in order to become rich.
We then broke into groups to discuss a few questions concerning money. One of which the students shared a foolish purchase that they have made at one point. Then we ended the night with some worship singing songs that focused on how God is all we need.